Frequently Asked Questions

BlueSkyTF is a leading Investment Management company, which makes it easy for people in Nigeria to enjoy investments yields of up to 60% per annum on Fixed investments and to get loans up to ₦1,000,000.

Step 1: To get started, first you need to create an account by clicking this link
(if you are a registered user, kindly proceed to step 2)

Step 2: To Invest/Fund your Account, click on this link to enter your investment amount, click Calculate to see how much you could earn and select your preferred duration

Step 3: Make payment via Paystack on the website to start earning Daily Returns on your funds till the maturity date.

Step 4: Click on Accessible Funds to Request for a Withdrawal on your Investment Maturity Date.

Video Guidance for Step 2
Follow the steps from this link to see how to invest/fund your account

Other Video Links
Follow the steps from this link to see how to add your account details

Follow the steps from this link to see how to update your name and phone number

To know more about Blueskytf. Kindly read about us at About Us

We are located at Gwagwalada, FCT-Abuja.

At the moment, we do not provide customer support by phone number or in person. Please send us a message via the website any time, and we will help you resolve whatever issue you may have.

With our Fixed Deposit, you can deposit at least ₦1,000 for 15days - 360 days and get your investment amount plus returns paid to your Account at maturity. You can also create multiple Fixed Deposit and select different maturity dates for each of them.

Once you create your BlueSkyTF account, tap the 'Invest' option, Select ‘Amount and Duration', enter the amount you want to invest, complete your investment and you start to earn from your investment on BlueSkyTF daily.

Requirements are simple - all you need to apply is to be an active investor for atlease 6 months, provide your bank verification number (BVN) and bank account number. We may also run a credit check on you depending on the amount you requested for. Note that we currently support the following banks: ALAT by Wema Bank, ASO Savings and Loans, Abbey Mortgage Bank, Access (Diamond) Bank, Access Bank, Bowen Microfinance Bank, BlueSkyTF International Financial Services, CEMCS Microfinance Bank, Citibank Nigeria, Coronation Merchant Bank, Ecobank Bank, Ekondo Microfinance Bank, Enterprise Bank, Eyowo, FSDH Merchant Bank Limited, Fidelity Bank, First Bank of Nigeria (FBN), First City Monument Bank (FCMB), Globus Bank, Guaranty Trust Bank (GTB), Hackman Microfinance Bank, Hasal Microfinance Bank, Heritage, Ibile Microfinance Bank, Infinity MFB, Jaiz Bank, Keystone Bank, Kuda Bank, Lagos Building Investment Company Plc., Mainstreet Bank, Mayfair MFB, One Finance, PalmPay, Parallex Bank, Parkway - ReadyCash, Paycom, Petra Mircofinance Bank Plc, Polaris Bank, Providus Bank, Rand Merchant Bank, Rubies MFB, Sparkle Microfinance Bank, Stanbic IBTC Bank, Standard Chartered, Sterling Bank, Suntrust Bank, TAJ Bank, TCF MFB, Titan Bank, Union Bank, United Bank for Africa (UBA), Unity Bank, VFD Microfinance Bank Limited, Wema Bank, and Zenith Bank.

Unfortunately, at this time we do not offer our service through some banks. We aim to be able to do this in the future. If you have an alternative account with any of the banks that are listed in the app, we encourage you to select that bank and apply.

If you don’t get accepted when you apply, don't worry! Sometimes it may take several attempts to qualify for a loan. We encourage you to continue investing and to reapply after the period stipulated.

We process all loan within 48 hours. We hope to reduce it soon to just a few minutes.

How do I receive the interest on my Investment?

• All investments with BlueSkyTF will be subject to applicable taxes.

• BlueSkyTF is a socially responsible company and does not invest in high risk financial instruments that are volatile and unstable. Investments through the BlueSkyTF website are in low risk securities with capital preservation as the ultimate goal.

• We are duly registered by the Corporate Affair Commission and other financial management agencies in Nigeria to provide fund management services, we take the appropriate steps to ensure that your funds are safe and we are able to return them to you when you need them. We encourage you to also seek professional advice before investing your funds.

• Technology: Current banks have high costs while BlueSkyTF is fully virtual. BlueSkyTF also employs the latest technology including artificial intelligence to operate at lower cost and we pass these savings onto customers.

• Long term investors: BlueSkyTF is backed by visionary global investors, ranging from Andreessen Horowitz (who backed Facebook, Twitter and other global platforms early on) to Visa and Monnify (who understands how to build a global trusted financial service). These investors see an immense opportunity to improve financial services for the average Nigerian (less fees, more convenient, better value, etc). This conviction enables BlueSkyTF to build long term relationships by giving customers better value upfront and overtime compared to their bank.

• The minimum term for our Fixed Deposit is 15 days. Once your investment matures, it will be paid out to the account details you provided. You cannot withdraw from your Fixed investment until after it has matured.

We are licensed to provide fund management services, therefore we are able to manage the funds placed with us by ourselves. We also work with licensed fund managers who invest the funds on our behalf in approved investment opportunities.

Our loan sizes range from ₦20,000 to ₦1,000,000. If you repay loans as scheduled, the amount that you can borrow will increase.

The largest loan amount we currently offer is ₦1,000,000. To access this amount you need to take and successfully repay the smaller amounts as scheduled and gradually build your credit limit.

Our interest rates are currently the lowest in the market and are determined by a number of factors, including your repayment history with BlueSkyTF and the cost of lending for us. Depending on these factors, our rates vary as follows:

• Loan Terms: 4 – 52 Weeks
• Interest Range: 5% – 20%
• Equivalent Monthly Interest: 1.2% – 10%
• Equivalent APR: 12% – 140%

Borrowers are required to cover any bank transaction fees associated with repaying the loan. Standard SMS and data charges by your mobile carrier may apply.